FinanceCity
Financial ServicesNSE · BSE

Cholamandalam Investment and Finance Company Ltd

CHOLAFIN · ISIN INE121A01024

Share price

₹1,681 +1.64%

Market capitalisation

₹1.43L CrClosed

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01 · Key metrics

Market cap

₹1.43L Cr

Current price

₹1,681

+1.64% today

52W high

₹1,832

52W low

₹1,299

Stock P/E

27.18

P/B ratio

4.7

02 · Per share & returns

EPS (TTM)

₹61.84

Book value

₹358

ROE

19.33%

ROA

2.34%

Dividend yield

0.08%

Beta

0.55

03 · Financials (TTM)

By the numbers

Revenue

₹13153 Cr

+24.10% YoY

EBITDA

Net profit

₹5233 Cr

+29.10% YoY

Profit margin

39.78%

Operating margin

56.11%

Total debt

₹2.11L Cr

Total cash

₹16396 Cr

Debt / equity

6.93x

Current ratio

93.30x

Payout ratio

3.23%

04 · Analyst view

Target price

₹1,851

Upside

+10.11%

Consensus

BUY

Analysts

34

05 · Shareholding pattern

Who owns CHOLAFIN?

  • Promoters

    49.25%

    Founders & promoter group

  • Institutions

    37.43%

    FII + DII

  • Public

    13.32%

    Retail & non-institutional

As of 31 Mar 2026 · Source: NSE corporate filings

06 · Registration & listing

On the record

Symbol
CHOLAFIN
Exchange
NSE · BSE
CIN
ISIN
INE121A01024
BSE code
511243
Sector
Financial Services
Industry
Financial Services
Face value
₹2
Listing date
14 May 1996
Employees
Headquarters
Chennai, India

07 · About

What is Cholamandalam Investment and Finance Company Ltd?

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicles, two- and three- wheelers, and tractors, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professional and non-professional customers, and micro and small businesses. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer portal services under the Gaadi Bazaar brand, which act as a hub for dealers in listing vehicles, generating leads, and applying for loans and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is headquartered in Chennai, India.

08 · Common questions

Frequently asked

What is the CIN of Cholamandalam Investment and Finance Company Limited?+

The Corporate Identity Number for Cholamandalam Investment and Finance Company Limited is published in the MCA21 corporate master. FinanceCity backfills CIN values during weekly refreshes.

Who are the promoters of Cholamandalam Investment and Finance Company Limited?+

Promoter holding in CHOLAFIN is approximately 49.25%, as disclosed in the latest published shareholding pattern.

What is the market capitalisation of Cholamandalam Investment and Finance Company Limited?+

Cholamandalam Investment and Finance Company Limited (CHOLAFIN) has a market capitalisation of approximately ₹1.43L Cr, reflecting the most recent weekly refresh from the BSE scrip master.

09 · Adjacent

Other financial services listings

Full sector →