FinanceCity
Financial ServicesNSE · BSE

CreditAccess Grameen Ltd.

CREDITACC · ISIN INE741K01010

Share price

₹1,388 +0.91%

Market capitalisation

₹22227 CrClosed

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01 · Key metrics

Market cap

₹22227 Cr

Current price

₹1,388

+0.91% today

52W high

₹1,568

52W low

₹1,100

Stock P/E

28.67

P/B ratio

2.83

02 · Per share & returns

EPS (TTM)

₹48.40

Book value

₹490

ROE

10.51%

ROA

2.60%

Dividend yield

0.00%

Beta

0.2

03 · Financials (TTM)

By the numbers

Revenue

₹2388 Cr

+125.90% YoY

EBITDA

Net profit

₹778 Cr

+616.20% YoY

Profit margin

32.56%

Operating margin

56.67%

Total debt

₹23752 Cr

Total cash

₹1896 Cr

Debt / equity

3.03x

Current ratio

286.65x

Payout ratio

0.00%

04 · Analyst view

Target price

₹1,708

Upside

+23.11%

Consensus

NONE

Analysts

15

05 · Shareholding pattern

Who owns CREDITACC?

  • Promoters

    66.24%

    Founders & promoter group

  • Institutions

    17.22%

    FII + DII

  • Public

    16.54%

    Retail & non-institutional

As of 31 Mar 2026 · Source: NSE corporate filings

06 · Registration & listing

On the record

Symbol
CREDITACC
Exchange
NSE · BSE
CIN
ISIN
INE741K01010
BSE code
541770
Sector
Financial Services
Industry
Financial Services
Face value
₹10
Listing date
22 Aug 2018
Employees
Headquarters
Bengaluru, India

07 · About

What is CreditAccess Grameen Ltd.?

CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, Grameen Sanchay, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Unnati loan, Grameen two-wheeler, and Grameen housing loan. In addition, the company offers digital lending products comprising Grameen Mahi, a customer app, Pragathi digital and multi-purpose digital loans. The company was formerly known as Grameen Koota Financial Services Private Limited and changed its name to CreditAccess Grameen Limited in January 2018. CreditAccess Grameen Limited was incorporated in 1991 and is headquartered in Bengaluru, India. CreditAccess Grameen Limited is a subsidiary of CreditAccess India BV.

08 · Common questions

Frequently asked

What is the CIN of CreditAccess Grameen Ltd.?+

The Corporate Identity Number for CreditAccess Grameen Ltd. is published in the MCA21 corporate master. FinanceCity backfills CIN values during weekly refreshes.

Who are the promoters of CreditAccess Grameen Ltd.?+

Promoter holding in CREDITACC is approximately 66.24%, as disclosed in the latest published shareholding pattern.

What is the market capitalisation of CreditAccess Grameen Ltd.?+

CreditAccess Grameen Ltd. (CREDITACC) has a market capitalisation of approximately ₹22227 Cr, reflecting the most recent weekly refresh from the BSE scrip master.

09 · Adjacent

Other financial services listings

Full sector →